Merchantify is not another credit card processor. We are the solution to a monopoly that has overcharged Puerto Rican businesses for decades. While others hide behind fees and fine print, we bring what never existed before. Our goal is to give Puerto Rico and the USVI all the benefits businesses enjoy in the mainland United States, but with the warmth and care of a local team. The lowest rates possible, total simplicity and concierge-level service instantly delivered.

Literally for decades, Puerto Rican businesses had no one fighting on their side. There is still a known monopoly. However, the industry changed to the benefit of the business owner, and we are here to help you get it. We negotiate directly on your behalf to secure the best possible rates, saving you the most every month. You will never again be overcharged just because there was no alternative.

In Puerto Rico, waiting weeks for help has always been “normal” and expected. Consider this our gift to local entrepreneurs. Merchantify delivers unheard-of immediate, bilingual service across Puerto Rico and the USVI. One call, one courteous human who answers and shows up, backed by a full team ready to assist you with support, training, troubleshooting or ongoing guidance. Trust us, service this fast has never existed before.

Our VIP, boutique service is one phone call away, always answered by a real person who knows your business. This is unheard of. Every client receives personal attention, handled with the same care and urgency we would give our own. Built in Puerto Rico for Puerto Rico. Not outsourced, never automated.

Puerto Rican and USVI businesses are done with the notorious contracts that trap and punish merchants. We end those one-sided agreements with confusing terms and unfair penalties. We want you to stay because you are winning, because we make it so pleasant you never want to leave. This equals freedom in payments.

After 25 years in software integration, you could say we are experts at connecting systems others can’t. We link your payment platforms with GHL, QuickBooks, Xero, WooCommerce, PandaDoc, Zoho, and many others so transactions, reports, and reconciliations run automatically through custom API connections. Our high-tech team makes it all simple. Next-gen modernization for Puerto Rico and the USVI.